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Empowering E-commerce with Global Banking Solutions

Scale your online business with our IBAN account, easy settlements, and crypto-friendly payments

All In One Finance

Breaking Barriers for Online Entrepreneurs

Online entrepreneurs thrive on speed and flexibility—but traditional banking often stands in their way. Waiting days for funds to clear, paying steep currency conversion fees, and dealing with rigid banking policies can seriously hinder growth in the fast-paced world of e-commerce.

Conventional financial systems simply aren’t designed for the always-online, cross-border nature of digital businesses. Worse, sectors like supplements, dropshipping, and adult products are frequently labeled “high-risk,” leaving founders without reliable banking support.

Monetum understands the realities of modern e-commerce and offers inclusive, agile solutions—without the stigma.

All In One Finance

Monetum Solutions for E-commerce

Features that benefit online businesses

Dedicated IBANs

Use multiple EUR IBANs to separate revenue, simplify reconciliation and offer true local payments.

Seamless Crypto to Fiat Conversion

Whether you’re converting crypto to fiat or fiat to crypto, Monetum delivers competitive rates, real-time settlement and transparent, low fees—so you can maximize margins without surprises.

Fast Settlements

Say goodbye to payout delays. Get paid instantly after each sale via our open-banking API, execute instant SEPA transfers, and schedule batch payouts for payroll, vendors or expense reimbursements.
 Keep cash flowing smoothly so you can focus on scaling your business without interruption.

Integrated Crypto Payments

Ready for Web3? Accept crypto payments
and have them auto-converted to EUR in
your Monetum account.

Cash Flow Management

Earn while you wait – idle funds in Monetum can generate yield via our crypto APY programs.

Security & Buyer Trust

We prioritize your peace of mind by implementing strict security protocols and full compliance with European financial regulations.

join the success

Don’t just take our word for it

"Monetum helped streamline our international sales – now we collect payments in Europe and pay suppliers in Asia all from one account”
Ellen Johnson | E-com
CEO of Online platform
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Take your online business worldwide with confidence.

Create Your Monetum Account in minutes!

FAQ

Frequently Asked Questions

How long does the account opening process take?

Most accounts are approved within 24-48 hours after submission of all required documents.
This is significantly faster than traditional banks, which often take weeks or even months.

We welcome businesses from all sectors, including those that often face challenges with traditional banking services such as crypto companies, forex trading platforms, iGaming, and more. We evaluate each application on its own merits.

Our open banking solution allows your customers to make payments directly from their bank accounts to yours without the need for cards or intermediaries. This results in faster transactions, lower fees, and improved security.

We offer competitive, transparent pricing with no hidden fees. Our fee structure depends on your business volume and specific needs. Your dedicated account manager will provide you with a personalized quote.

Yes, Monetum Pay is fully regulated in Switzerland and the EU, ensuring the highest levels of security and compliance for all transactions and operations.