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Banking Built for Bold Businesses

Because innovation shouldn’t be blocked by outdated finance.

All In One Finance

Business IBAN Accounts

Monetum offers fully functional Business IBAN accounts designed for today’s digital-first companies—especially those in industries like crypto, gaming, and online services that often face banking barriers.

With a dedicated EUR IBAN, your business can send and receive SEPA transfers, hold balances securely, and integrate directly with your financial tools via open banking APIs. Our platform eliminates the hassle of paperwork and bank queues—apply online and get approved quickly.

Manage your account in real time

All In One Finance

Fuel Your Business with Intelligent Euro Payments

One dashboard. Multiple IBANs. Zero inefficiencies.

Multiple IBANs

Easily issue and manage multiple EUR IBANs under one business account—ideal for separating teams, regions, or revenue streams.

API Integration

Monetum’s account can connect to other platforms (like accounting software or payment apps) via API. This means businesses can view and manage their Monetum account from their finance software, or initiate payments through connected apps, streamlining their operations

Batch Payments

Send multiple euro transfers in one go. Perfect for payroll, mass payouts, or supplier settlements—save time and reduce manual work.

Security & Reliability

Bank-grade encryption and segregated custodial accounts safeguard your funds 24/7.

Compliance Made Easy

Upfront KYC/AML checks for a fully vetted account—no holds, no freezes.

Are you an business looking to learn more or talk with our team?

All In One Finance

Receive Payments Instantly with Open Banking

Let customers pay you directly from their bank account—no cards, no gateways, no fees. With open banking, you eliminate costly card fees, avoid chargebacks, and get your money instantly. Seamlessly integrate with your systems through our easy-to-use API and keep more of what you earn.

No Card Fees

Stop losing revenue to card networks. With open banking, you receive the full payment amount—no intermediaries, no hidden fees.

Working Capital

Unlock your funds the moment customers pay. Real-time settlement means better cash flow to reinvest, pay suppliers, or scale faster.