For businesses operating in the cryptocurrency industry, finding a reliable, crypto-friendly bank remains a significant challenge. Traditional banks often view digital assets as high risk due to regulatory uncertainties, compliance requirements, and concerns over financial crime. As a result, many crypto companies struggle to secure banking services, facing frequent account closures or rejections.
However, as financial technology evolves, a growing number of fintechs and neobanks are stepping in to offer specialized banking solutions tailored to crypto businesses. These innovative institutions provide essential services like euro IBAN accounts, SEPA transactions, and crypto-to-fiat conversion, bridging the gap between digital assets and traditional finance.
In this article, we explore some of the best crypto-friendly banks and fintech solutions for businesses in 2025, comparing their features, benefits, and limitations—while also highlighting why Monetum is a leader in this space.
Top Crypto-Friendly Banks & Fintech Solutions in 2025
1. Monetum – A forward-Thinking Banking Partner
Best for: Businesses that require payment processing, fiat-crypto on/off ramps, and payment services, looking for European IBAN accounts with SEPA access, additionally offering open banking solutions for online payments.
Monetum stands out for its open-minded banking approach, providing European IBAN accounts to businesses that struggle to access traditional financial services. Unlike many banks that outright refuse crypto-related companies, Monetum assesses each business individually, aiming to serve a broad range of industries.
Key Features:
- EU IBAN accounts for businesses
- Fast and secure SEPA transactions
- Regulatory compliance tailored to crypto-friendly companies
- User-friendly interface for managing payments
⮕ Monetum is an ideal solution for businesses that need a reliable banking partner without the hassle of SWIFT restrictions or unnecessary account closures.
2. Bankera – Crypto Banking with Traditional Services
Best for: Crypto companies needing fiat services, payment processing, and card solutions.
Bankera offers multi-currency accounts, payment processing, and fiat on/off ramps for crypto businesses. With strong compliance mechanisms, it serves both individuals and companies operating in the blockchain space.
Key Features:
- Multi-currency business accounts
- Crypto-to-fiat conversion
- Visa card solutions
- Supports businesses in high-risk industries
Limitations:
- Stringent KYC requirements
- Not available in some jurisdictions
3. Revolut Business – A Fintech Option with Limited Crypto Support
Best for: Businesses that need multi-currency accounts and basic crypto exposure.
Revolut Business offers multi-currency accounts and limited cryptocurrency trading but is not fully crypto-native. While some businesses find it useful for global transactions, it does not offer specialized services for crypto companies.
Key Features:
- Multi-currency accounts with global payments
- SEPA and SWIFT transfers
- Limited cryptocurrency trading for individuals
Limitations:
- No dedicated support for crypto businesses
- Account closures reported for crypto-related transactions
4. Juno – A US-Based Banking Alternative for Crypto Businesses
Best for: Companies needing US-based banking with crypto-friendly features.
Juno provides crypto-native businesses with USD accounts, debit cards, and crypto rewards. It allows seamless integration between fiat and digital assets, making it a solid option for businesses operating in the US.
Key Features:
- USD business accounts
- Crypto-friendly debit cards
- Fiat-to-crypto conversion
Limitations:
- Limited international banking support
- Mostly caters to US customers
5. Mercuryo – Payment Infrastructure for Crypto Businesses
Best for: Businesses that require payment processing and fiat on/off ramps.
Mercuryo specializes in crypto-fiat payment solutions, enabling businesses to process cryptocurrency payments while maintaining fiat liquidity.
Key Features:
- Fiat on/off ramp services
- Crypto payment processing
- Supports businesses in the blockchain space
Limitations:
- Not a full banking solution
- Limited to payment processing services
Choosing the Right Crypto-Friendly Bank for Your Business
Selecting the right banking partner depends on your company’s specific needs. Do you need a full-service business account, fiat-to-crypto conversions, or seamless SEPA transactions? Here’s a quick comparison:
| Bank/Fintech | Crypto Friendliness | IBAN availability | SEPA/SWIFT | Crypto-Fiat conversion |
|---|---|---|---|---|
| Monetum | High | Yes (EU IBAN) | SEPA | Yes |
| Bankera | High | Yes | SEPA & SWIFT | Yes |
| Revolut Business | Limited | Yes | SEPA & SWIFT | Limited |
| Juno | High | No (USD only) | Limited | Yes |
| Mercuryo | High | No | Limited | Yes |
Why Monetum? If you are looking for a European IBAN account with fast SEPA transactions, compliance-friendly onboarding, and a commitment to supporting crypto-related businesses, Monetum is a top contender. Unlike traditional banks that hesitate to work with crypto businesses, Monetum evaluates each business case individually, offering a tailored solution for entrepreneurs navigating the complexities of digital finance.
Final Thoughts: The Future of Crypto Banking
As 2025 unfolds, crypto-friendly banking solutions are more important than ever. Businesses in the blockchain space need reliable partners that understand the industry’s challenges and provide seamless access to financial services. While many fintechs and neobanks offer partial solutions, Monetum emerges as a leader by offering secure, efficient, and crypto-friendly banking tailored to the needs of modern businesses.
If your business operates in the crypto space and struggles with traditional banking, exploring Monetum’s open-minded banking solutions could be the key to unlocking seamless financial operations.
➡️ Discover more about Monetum and how it can support your business today.
